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Zenus vs desktop software vs generic cloud platforms

Feature by feature, without naming names.

CapabilityDesktop / legacyGeneric cloud platformZenus Banking Pro
Built for Nigerian microfinance operationsOftenRarelyYes, since 2006
Teller tills, vault and cash-officer controlSometimesRarelyYes
Contribution / thrift plans with targetsRarelyRarelyYes
Field-officer Android app with approval queueNoSometimesYes
Maker-checker on every approvalSometimesSometimesYes
Value date vs entry date with backdating controlNoRarelyYes
BVN / NIN and credit bureau inside the workflowNoSometimesYes
Loan repayment by direct-debit mandateNoSometimesYes
Bank reconciliation with statement importRarelySometimesYes
Own database per institution, full exportn/aRarelyYes
Migration from your current system includedn/aExtraCustomers and balances included
Transparent public pricingNoSometimesYes
Local team, on-site trainingYesRarelyYes

"Often / Sometimes / Rarely" reflect what we typically see in the Nigerian market and are not claims about any named product.

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