Industries
Zenus Banking Pro for Cooperatives, Thrift & Daily Contribution
Shares, savings, welfare and ajo contributions tracked to target
Contribution plans at daily, weekly or monthly frequency with a target amount tracked per member, member loans with guarantors, standing orders, bulk deductions and an Android app for collectors in the market.
Cooperative societies, thrift collectors and daily-contribution (ajo / esusu) operators run on the same core as the banks, with products shaped for them. Contribution plans model shares, savings, welfare and thrift with a target amount and progress per member. Member loans carry guarantors and amortised schedules, and bulk deductions handle dues and levies across all members at once.
Collectors record contributions on the Android app in the market; a supervisor approves the batch and members see the credit the same day.
Solutions
What Cooperatives, Thrift & Daily Contribution use most
Transaction Processing
Real-time posting for cash, transfers, multi-credit and multi-debit batches, standing orders and bulk charges, hardened against duplicates, retries and concurrent tellers.
Learn more →Credit & Loan Solution
Flat-rate and reducing-balance loan products, application to disbursement workflow with maker-checker, amortised schedules, guarantors, manual and automatic repayment, offset and arrears monitoring.
Learn more →Investment & Term Deposit
Fixed deposits with flat or compound interest, maturity tracking, payout and printed certificates, plus daily, weekly and monthly contribution plans with target tracking for thrift, shares and welfare.
Learn more →Reporting System & Data Analysis
Account statements, customer and loan ledgers, teller summaries, financial statements, receipts, certificates and marketer performance exports, plus a live dashboard of the day's activity.
Learn more →Digital Field Application
An Android app for field officers and marketers: customer search, balance and ledger enquiry, field deposits and withdrawals, transfer batches, journals and approvals, all submitted for supervisor approval.
Learn more →Customer Alerts & Engagement
Transaction alerts by SMS, WhatsApp and email with per-customer opt-in, bulk messages and announcements, alert charge recovery and a delivery log, on a prepaid wallet you control.
Learn more →Also for: Microfinance Institutions · Fintech & Consumer Lenders
See Zenus Banking Pro on your own numbers
A live demonstration on a sandbox with sample data, then a free two-day data assessment for a fixed go-live date.
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